Our Journey

fresh new focus financial coaching

We have been there…

We met in high school four decades ago. We married young and struggled with our marriage, young family, and our finances because we did not learn good money management skills at home or in school. We made a lot of bad decisions before we started making good ones. We were both working full-time but had no savings or investments and incurred a lot of debt.   Unfortunately, this led money fights and money problems. We did not know what we were doing or what to do about it.

Let’s back up a bit further.  My parents divorced when I was a teenager in part due to money issues of their own.  So, while I did not have money for college, I was fully committed to trying to make it happen.

 

I enlisted in the United States Army and attended night school on the GI Bill.  I worked hard and after 10 years earned a Bachelor’s degree and a commission as a United States Army Officer. I kept going to school and earned a Master’s degree and later a Paralegal Certificate.  We were making better money, yet we were still falling short when it came to managing our finances and our relationship.  Frustrated and somewhat defeated, we crossed paths with an amazing coach who helped us with the tools and understanding to finally take control not only of our finances, but also of our lives.  This knowledge and awareness changed our lives.

I became a student of finance. I wanted to read, learn, and understand as much about personal finance, behaviors, habits, relationships, and decision-making as I could. I was determined to make a change and succeed with money. I wanted to change our lives and build something great for our children.  I studied books and articles, watched programs on personal finance, and completed the Financial Coach Master Training Program.

Fast forward several decades, I am a Leader in the Financial Services Industry. I have been leading, coaching, and developing people on topics of personal finance for a long time.  I have served hundreds of coaching clients, reviewed thousands of resumes, completed hundreds of interviews, and have taught dozens of courses on personal finance. Our marriage, family, and finances have never been stronger.  We have learned the importance of pulling together, collaborating, respecting each other, and loving each other.  By doing so, we have created an opportunity to grow our careers and our finances.

We developed our Fresh New Focus (FNF) Coaching Program using these many years of acquired skills, knowledge and  experiences. We assembled an easy to digest, proven strategy that will help you too.

Let us answer your questions and serve your personal finance and family needs.  

Joe Mains

Financial Coach

Email: joe@FreshNewFocus.com

Phone: (330) 391-2573

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