Worried to Wealthy

with a fresh new focus on your finances

from feeling worried

sour and disappointed

to feeling hopeful

happy and prosperous

Financial Coach with a fresh new focus

Welcome! I am Joe Mains and I offer coaching with the heart of ministry.  Good money management is an acquired skill.  Many of us struggle managing our money for a variety of reasons.  Before we know it, it’s wreaking havoc on our relationships, aspirations, and our mental health.  A lemon is our logo because it spiritually symbolizes hope, happiness, and prosperity and is a natural cleanser.  Get a fresh new focus on your life and your money.

Our “Worried to Wealthy Playbook” will show you how to do so while building confidence, growing in spirit, and strengthening your relationships.

You would be surprised to learn how many of us make a good living yet have no savings, struggle to pay bills, deal with mounting debt, and are throwing our money away on interest payments.  It’s crazy!  I know – When my wife and I married, neither of us knew how to manage money. We both worked and had steady incomes but we lacked foundational money skills.   We took out loans, maxed out credit cards, and stressed about our finances.  Over time, stress gave way to frustration and arguments which took a toll on our relationship.  We were in a difficult place financially, spiritually, and emotionally…. until we mustered the courage to seek help.

check out our reviews

    5 star review  Joe took us to the next level with our finances! We have never felt so much freedom while also being totally in control of our money. Our future will be... read more

    thumb LeAnn
    May 10, 2021

    5 star review  Joe was a excellent listener who truly cared about more than just getting my finances in order. He lead our sessions with non-judgement, making it easy to feel comfortable being... read more

    thumb Liz Garcia
    March 29, 2021

    5 star review  What can I say about Joe? He was there to help me at a time when my marriage was falling apart and when I was having to get on... read more

    thumb Amanda Vercillo
    February 3, 2021

    5 star review  Working with Joe to help get our finances in order has been a great experience. At first I was skeptical but he walked us through best ways to budget,... read more

    thumb Jason keister
    May 4, 2021

a special message from joe to you

Change Your Life

Worried to Wealthy

Worried to Wealthy is our coaching playbook customized to solve problems.  This is a 5-month program designed to meet you wherever you are today and take you to where you want to be. We can meet two times or one time per month as needed. This is a valuable investment in yourself and your family to change your present and your future. 


Elevate is our career development program designed to meet your individual needs. Let’s get finances in order and help you with an effective resume and interviewing skills.  We can also talk about developing leadership competencies and skills. 


Recognition is our Ministry Coaching Program provided at a special rate.  We particularly want to help our military, emergency responders, and single parents. We want to recognize you and your service to others with this professional coaching offer.


Relentless is our accountability program which begins at the completion of our suite of coaching programs. It is designed to help you to achieve current and future goals. We meet quarterly for ongoing inspiration and motivation.

Gather & Grow

Gather & Grow is our group coaching program on Personal Finance. This is a hands-on ministry program to help you build an effective budget while addressing topics such as insurance, home ownership, investing, and good money management habits.

get a

fresh new focus

on your finances

clients paid off

$1.15 Million

in debts

What is Coaching?

As your Coach, I help you to solve problems and to realize your life and money success. I am here only for you. You can trust me to provide candid, confidential, and personalized attention designed to help you achieve results.

What is the Value of Coaching?

Coaching is valuable because it is personal to your needs and can change the trajectory of your life, your relationships, and your money. Clients paid $1.15M in debt and they feel great.  They are investing for their future making it truly life changing.

What are Your Goals?

• Be Confident and Feel Peaceful
• Strong Money Management
• Strengthen Relationships
• Plan for your Future
• Purchase Your Dream Home
• Live Comfortably in Retirement
• Build a Small Business
• Increase Charitable Giving
• Resume & Interviewing Skills
• Save Money and Invest
• Plan Spending, Reduce Debt

Can you relate?

poor money management does not discriminate


Bob’s married, 2 kids.  One heading off to college next year.  He and his wife have good jobs and bring in around $5000/mo.  However, between a hefty mortgage, 3 car payments and $30,000 in credit card debt they are stressed.  They have no savings and constantly feel like they are one catastrophe away from financial ruin.

Mike & Christina

Married for a few years with a toddler and thinking about having another. Neither learned good money management and over the last several years have started blaming each other for their inability to save enough money for a home. Things have grown tense. They argue several nights a week and are worried.


After 28 years, Danielle is recently divorced.  In a blink of an eye, she is a single 55 year old women who hasn’t worked in 15 years.  She received a fair settlement from the divorce including the house, but her ex-husband always handled the family finances and she feels like she doesn’t have a clue what to do or where to start.


After 18 years with the same company his position was eliminated. He knows he has to reinvent himself but doesn’t know where to start. He’s answered a few digital application ads, but hasn’t updated his resume in years. He’s down on himself and lacks any confidence to sell himself in an interview.

affiliations and certifications

Joe Mains

Financial Coach

Email: joe@FreshNewFocus.com

Phone: (330) 391-2573

download our